TUESDAY JULY 17 GA

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TUESDAY JULY 17 GA

Postby GrameenEugene » Thu Jul 19, 2012 1:26 pm

facitlitator: Mary. Fergus notes 12 people present

COMMITTEE REPORTS
Legal - Discussed possibility of an injunction to allow us back at the fed 24/7. Discussion to continue.
- Discussed need for more attorneys to assist with various needs. Let Lauren or Mary know if you have someone in mind who may be interested.
WeThePeople Planning a Eugene Celebration Parade entry with theme: "Challenging Corporate Rule: It Takes All of Us" OE welcome to join. Dave or Graham or Fergus
Foreclosure Max Rameau coming to Eugene July 30 & August 1,2. Plans an "intensive training" on a subject which has not been chosen yet.
New Oregon Foreclosure Law now in effect. Banks now have to prove a clear chain of title before they can foreclose, and must offer Mediation. Besides being available to homeowners who are delinquent on their loans, you can now request mediation if you're having trouble with your mortgage, or even if you just want to see if the bank can prove they have the correct paperwork and actually own your mortgage contract. At mediation the bank must show record of all payments and charges. "Dual Tracking"- where the bank pretends to be doing a loan modification while they are actually foreclosing, is now illegal. The bank must send a representative with the authority to make decisions to mediation. Before they can start foreclosure, the bank must now give the homeowner 60 days notice, and that they can request mediation. There are some funds available for legal assistance to low income homeowners. The Democratic legislature passed this law over the bitter struggle by the banking lobby, who will no doubt try to undo it next session. There are no state funds available to advertise these legal changes. It's important that we get the word out so people know they have new rights regarding foreclosure of their homes.
The State Appeals Court has ruled against MERS. It will be appealed to the Oregon Supreme Court, but for now apparently, MERS mortgages are not legal in Oregon. This has huge ramifications which are not clear yet. It may be time to call for a complete moratorium on foreclosures, until the Supreme Court rules.
See discussion below about priorities of the foreclosure committee. (Fergus)
Homeless Action The OE committee working with Opportunity Village Eugene has been dissoved (Carla).
Medical: Gorilla haircuts this Sunday. (gorillas take very good care of each others' grooming- Benjamin)
Fed Up tabled at the Tuesday Farmers Market. Art

DISCUSSION
The foreclosure committee, now called OH-FAC (Occupy Homeless-Foreclosure Action Committee) had planned to ask for $500 for Max Rameau's visit next week. Fergus raised some concerns about paying an outside person to lead OE activities. Also, it is very important right now to get the word out about Oregon's new foreclosure law, so that people understand the new protections they have. If they don't request mediation in a timely manner, nothing will change, and at least half of the foreclosures that take place will be fraudulent. In Lane County, this means at least 50-75 people will be cheated out of their homes every month. This should be our top priority right now, as the Republicans and the Banking Lobby would love to be able to say the new law doesn't work, and reverse it in next year's legislature. Oregon's law is said to be the best foreclosure law in the country. We need to make it work. Max is brilliant, but isn't familiar with our local conditions. Our strength in OE comes from advocating for the 99%. That means letting people know about their new rights we helped them get. Max is wonderful, but advocates for a far smaller, and different demographic than ours in Eugene. If OE is going to be spending money on foreclosure, at least some of it should go to education about the new foreclosure law.
Take Back the Land is a national organization, with only 10 local affiliates, one of which is Occupy Eugene. TBTL has lots of expenses, such as the $500 Max has requested for his visit next week. In this kind of set-up, typically the national organization relies on the local affiliates for funding. OE can't afford to support TBTL.
Mary advocated for a campaign to get the county commissioners to take over empty houses by eminant domain, and claimed incorrectly that the state's principal buy-down program funded by the national Attorneys General settlement with the five big banks somehow pays those principal reductions to those banks. That is not correct. Oregon has $225 million in "credits" from the five big banks which can be used for principle reduction on underwater homeowners. These are write-offs to the bank, not a source of income. We need to get informed about this great new Oregon law and spread the word. The chance of the present Board of Lane County Commissioners implementing an empty house takeover program by eminent domain is remote, while the buydown fund is operational, and has the potential to help thousands of Oregonians keep their homes, but it won't happen unless groups like OE pitch in.

ANNOUNCEMENTS
Mary's party @ 6th & D Streets in Springfield, this Saturday at 6 PM. Potluck if you can.

1100 newsletters were distributed at the Fair.

Jennefer Jane made OE T-shirts for the Fair.

F
GrameenEugene
 
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Re: TUESDAY JULY 17 GA

Postby Majeska » Sat Jul 28, 2012 3:27 pm

>Homeless Action The OE committee working with Opportunity Village Eugene has been dissoved (Carla).

I don't know just what Carla said. But my understanding is that the Homeless Solutions & Support Committee (HSSC) subcommittee called (village) Design/Planning is what has been dissolved. This follows the formation of the community-based Opportunity Village Eugene nonprofit, which has an interim steering committee and its own Design committee.

HSSC continues to work with Opportunity Village Eugene in many ways beyond what went on at the Design/Planning subcommittee meetings, e.g. on lobbying in the community and with city councilors, rallies before council meetings, public comments at council and other meetings, etc.
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Re: TUESDAY JULY 17 GA

Postby Majeska » Sat Jul 28, 2012 3:31 pm

It appears the notetaker got a little carried away with his own comments in both the OH-FAC committee report and the Discussion items. I don't believe what's written here about Max and TBL in relation to OH-FAC is very objective, and the statement that what someone else said is "incorrect" seems out of place as written in minutes of a GA meeting (even if she was incorrect). Just saying.
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Re: TUESDAY JULY 17 GA

Postby Majeska » Sat Jul 28, 2012 3:31 pm

But hey, Fergus, thanks for doing notes!!
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